Disability Insurance

Protect Your Paycheque, Not Just Your Property

Disability Insurance

Protect Your Paycheque, Not Just Your Property

Protect Your Paycheque, Not Just Your Property

Your ability to earn a steady income over your working life is likely your most valuable financial asset, yet many Canadians insure their car and home while leaving their paycheque unprotected. SMG Solutions offers disability insurance plans that replace part of your income, tax-free, if illness or injury keeps you off work. Chronic pain and mental health conditions qualify too.

Disability Insurance Options We Offer

Short-Term Coverage

Short term disability individual policy for temporary setbacks

Long-Term Coverage

Long term disability plans until you return to work or retire

Guaranteed Rates

Guaranteed rates locked in until age 65

Portable Coverage

Coverage that stays with you if you change jobs

Customizable Plans

Customizable plans built around your occupation and income

Short Term and Long Term Options

We compare options from leading disability insurance companies to help you choose between a short term disability individual policy for temporary setbacks and long term disability plans that provide income protection until you return to work. Group coverage through your employer is a start, but it is often limited and disappears if you change jobs, which is why a personal policy matters.

Protect Your Income Today

If your workplace does not offer medicare disability insurance, SMG Solutions can build a personalized plan around you. Contact us today for a free disability insurance quote and protect your paycheque before you need it.