Protect Your Paycheque, Not Just Your Property
Your ability to earn a steady income over your working life is likely your most valuable financial asset, yet many Canadians insure their car and home while leaving their paycheque unprotected. SMG Solutions offers disability insurance plans that replace part of your income, tax-free, if illness or injury keeps you off work. Chronic pain and mental health conditions qualify too.

Disability Insurance Options We Offer
• Short term disability individual policy for temporary setbacks
• Long term disability plans until you return to work or retire
• Guaranteed rates locked in until age 65
• Coverage that stays with you if you change jobs
• Customizable plans built around your occupation and income

Short Term and Long Term Options
We compare options from leading disability insurance companies to help you choose between a short term disability individual policy for temporary setbacks and long term disability plans that provide income protection until you return to work. Group coverage through your employer is a start, but it is often limited and disappears if you change jobs, which is why a personal policy matters.

Protect Your Income Today
If your workplace does not offer medicare disability insurance, SMG Solutions can build a personalized plan around you. Contact us today for a free disability insurance quote and protect your paycheque before you need it.