Coverage for Life’s Unexpected Setbacks
An unexpected injury or sudden illness can keep you off work for weeks or months, and bills do not pause while you recover. SMG Solutions offers accident and sickness insurance that replaces part of your income and helps cover medical costs, so you can focus on getting better instead of worrying about your finances.

What Accident & Sickness Insurance Covers
• Income replacement if you cannot work due to accident or illness
• Medical expense and rehabilitation cost coverage
• Personal accident and sickness insurance for the self-employed
• Portable coverage that stays with you if you change jobs
• Customizable accident and sickness disability coverage options

Built for Employees and the Self-Employed
Our personal accident and sickness insurance plans are built for employees, self-employed Canadians, and anyone without employer-sponsored benefits. Coverage typically includes income replacement, medical expense support, and rehabilitation costs, with benefit amounts based on your income and the accident sickness insurance plan you select from trusted Canadian insurers. We also help you understand waiting periods and benefit amounts before you sign, so there are no surprises later.

Compare Coverage That Moves With You
Looking for the best accident and sickness insurance for your budget and occupation? Contact SMG Solutions today for a free quote and build personal accident & sickness insurance coverage that fits your life.